Health Insurance Systems and Access to Medicines - Case Studies from: Argentina, Chile, Colombia, Costa Rica, Guatemala and the United States of America
(2002; 96 pages) [Spanish]
Table of Contents
View the documentPREFACE
View the documentINTRODUCTION
Open this folder and view contentsCHAPTER 1: Economics and Medicines Policy
Open this folder and view contentsCHAPTER 2: Typology of Health Insurance Systems
Close this folderCHAPTER 3: Health Insurance and Medicines
View the documentInstitution and Country
View the document1- Social Assistance Schemes
View the document2- Decentralized Social Security Scheme
View the document3- Centralized Social Insurance
View the document4- Universal Social Security Scheme
View the document5- Private Insurance
Open this folder and view contentsCHAPTER 4: Conclusions and Recommendations
View the documentBIBLIOGRAPHY
 

Institution and Country

The preceding chapter defined different ideal types of health systems and insurance systems and their respective components. This chapter will detail the situation of financing and dispensing medicines within the framework of the health insurance systems in the countries selected in the study. It uses the information collected in the survey applied in six countries.

Table 10 shows some of the main aspects of the pharmaceutical market in each country.

Table 10:

Some Aspects of the Pharmaceutical Market in Six Countries of the Americas, 1997 (in % and US$)

EXPENSES

ARGENTINA

CHILE

COLOMBIA

COSTA RICA

GUATEMALA

U.S.A.

% Drugs/GDP

1.7

1.2

1.2

1.3

0.4

1.5

% Drugs/Health

20.7

15.7

12.0

13.0

18.6

11.7

Per capita expend./drugs

155.0

61.0

30.2

34.7

7.07

319.0

% Imports

7.0

20.0

7.0

74.4

52.9

10.3

% National Sales

46.3

53.4

40.0

25.6

40.0

55.0

 

Source: Country surveys.

As shown above, of the countries included in the study, Guatemala is the one that dedicates the smallest fraction of its total GDP to spending on pharmaceuticals. Nevertheless, it is second highest in overall health spending and spends the least per capita. It is important to note that countries that spend more resources on the acquisition of medicines consistently occupy leading places in indices of general health. According to the index of health in Latin America, Costa Rica holds first place, while neither Argentina nor Guatemala are among the first ten Latin American countries in terms of health (World Health Report, WHO, 2000).

The social security component of the pharmaceutical sector is financed and managed in different ways in each country, in line with the prevailing arrangements as shown in Table 11.

Table 11:

Types of Health System in Countries of the Americas

TYPES OF HEALTH INSURANCE

INSTITUTION AND COUNTRY

Assistance Scheme

Medicaid - United States
FONASA - Chile
Subsidized Scheme - Colombia

Social Insurance:

 
 

Decentralized

Contributive Scheme - Colombia
Benefit Societies - Argentina

 

Centralized

Medicare - United States
IGSS - Guatemala

Universal Social Security

CCSS - Costa Rica

Private Insurance

ISAPRES - Chile
Prepaid Medicines - Colombia, Argentina
Private Insurers - Guatemala, United
States HMOs - United States

The following section describes the pharmaceutical situation in each health system and country considered. The medicines included are specified to the extent that the information collected permits, as is the manner in which they are prescribed, purchasing schemes, discounts and dispensing modes. The existence of price and quality regulations will be covered. A brief description of the health systems existing in each country is presented first to place each modality in its proper perspective.

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Last updated: May 3, 2013